Schwinn Loop Folding Bike Review

Designed for casual commuting in urban areas and riding around neighborhoods and campuses, the Schwinn 20-inch Loop Folding bike will provide you with all the convenience and comfort you can ever hope to get out of a bike. If you’re shopping on a budget and want a durable and well-performing folding bike that can withstand regular usage, this Schwinn 20” Loop appears to be a very promising choice.

Take a few minutes to read through this review to learn more about the features, customer ratings, pros, and cons of this model.

Multiple Gears

Featuring a 7-gear mechanism ranging from low to high, the Schwinn 20” Loop is designed to help you effortlessly ride through dirt and gravel roads, run smoothly on flat city roads, tackle an uphill ride with ease, and glide downhill fast. This makes the Schwinn 20” Loop the perfect folding bike for versatile use. You can use the bike to run grocery errands, take leisurely rides in the park, go on tour rides, take adventure rides on rough terrains, plus so much more.

In addition to providing versatile riding, the bike’s multiple-gear feature can be a real lifesaver when you’re in a hurry. You can simply take a shortcut along a track or path that allows you to get to your destination much faster without fear of your bike falling apart.

Low Frame Loop 

One of the best features of the Schwinn 20-inch Loop is a standover/loop frame made from alloy material. Alloy bike frames are known for their 2 main advantages: extreme stability and the ability to hold a lot of weight. This bike’s frame offers these advantages plus the additional benefit of a 25-pound weight that makes the frame strong enough to withstand rough roads.

The frame’s loop design also offers a few benefits of its own. The extra space created from the looping down of the frame enables anyone to get on and off the Schwinn 20-inch Loop easily. Additionally the low-loop design makes it easy to fold, ride, and store the bike.

Adjustable Seat

A good quality folding-bicycle is simply not complete without an adjustable seat and this Schwinn 20” Loop model offers plenty of room for adjustment. Regardless of your height, this bike’s adjustable seat will allow you to achieve a height that not only allows comfortable riding but also enables you to easily hop on and off the bike.

People of different heights ranging from 5’ to 6’ tall have reported that they were able to ride in comfort as well as set their feet on the pavement when the bike is stopped after a little tweak on the bike’s seat.

Compact Folded Size

When folded, the Schwinn 20-inch Loop measures 16 x 32.5 x 26 inches. Compared to other folding bike models, this fold size is one of the smallest available. This feature alone makes this fold bike a great buy since you’ll never have to worry about storage space whether you’re at home, work, or school. The bike can easily fit into small spaces such an apartment closet or office storage room. What’s more, the bike’s fold size combined with its folding pedals and stem offers the unique benefit of allowing for placement in most car trunks, which is something you won’t find in most models.

Easy-To-Handle Folding System

Seeing as folding bikes are mainly bought for their folding feature, it only makes sense to choose a model that’s easy to fold – and this Schwinn bike’s folding system is as easy as it gets. To fold the bike all you have to do is:

  • Open the lock for the seat and push down the seat
  • Open the lock below the rack and fold the rack to the side
  • Fold the handle’s stem and frame
  • Finally, fold the pedals and your Schwinn 20-inch Loop will be completely folded

Package Details

  • The Schwinn 20-inch loop folding bike
  • Heavy-gauge nylon bag for storing the bike when folded
  • User manual
  • Manufacturer’s warranty


The Schwinn 20-inch loop folding bike measures 16 x 32.5 x 26 inches when folded.


  • Handles up to 230 pounds of weight
  • Features fenders on both the front and rear for protecting you against road splash
  • Convenient built-in carrier at the back
  • Comes fully assembled and only requires you to attach a pedal onto the bike
  • Excellent riding comfort ideal for both the young and old
  • Replaceable riding seat
  • Easily accessible brakes
  • Lifetime warranty included


  • Doesn’t have a locking mechanism
  • The height of the handlebar is not adjustable
  • In order to activate the manufacturer’s warranty, one has to take the bike to be adjusted by an authorized mechanic. However, considering that doing so earns you a lifetime warranty, the extra cost of tuning the bike will be money well spent.

Consumer Ratings

Some buyers have expressed dislike for a few minor issues such as the seat being uncomfortable, the bolt of the handlebar latch being off-center, and the bike being a little heavy. In spite of these complaints, customer ratings for this folding bike are generally positive.

With quite good ratings at many retail sites, customers who bought the Schwinn 20” Loop appear to have plenty of good things to say about their purchase. Most of the buyers, including elderly people in their 60s and 70s, have said that the bike is solidly built, easy to use, feels secure, brakes quickly, handles bumpy terrains pretty well, and is fast enough to get you to your destination in time when you’re in a hurry.


The Schwinn 20” Loop is a beautifully designed folding bike that offers several benefits that make it perfect for everyday use. It folds into a small size that’s both easy to carry and store, while also being very durable, reliable, sturdily built, and able to handle several terrains and riding situations.

Therefore, you can expect years of comfortable riding from this folding bike. The best part, however, is that the Schwinn 20” Loop has a competitive price that allows you to get quality without have to spend too much.

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